What Is the Simple Procedure Process?

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If you can’t resolve a monetary dispute, consider making a simple procedure claim.

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How long does a Trust Deed last in Scotland?

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In hindsight, Richard will be the first to tell you that his constant overspending and poor money management has been the crux of his financial downfall. After buying a...

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Trust Deed Discharge Process

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Lizzie is beginning to see the light at the end of the tunnel – her protected trust deed agreement is nearing its end.  After years of monthly payments, Lizzie...

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Can debt collectors come to your house in Scotland?

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The stress has really been mounting up recently. Payday is just around the corner but as soon as the payment hits your bank account, almost all of it will...

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How can I apply for bankruptcy in Scotland?

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Colin’s debts are snowballing at an uncontrollable speed. He’s got no hope of repaying any of his unsecured debts, and things are only going to get worse.  After much...

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Declaring Bankruptcy in Scotland

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This time last year, Steve had everything planned out. He had just been offered a great new job with a notable pay-rise and an abundance of perks. Happily married...

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Can I write off my debt in Scotland?

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Jack has been struggling to pay off his debt for what feels like an eternity. Every time he thinks he’s close to getting back on his feet, he’s met...

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Wage Arrestment in Scotland

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So you’ve got bills piling up left, right and centre: Credit cards, store cards, council tax arrears… you name it. Now you’ve been issued with a Charge for Payment....

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What is Statute Barred Debt in Scotland?

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Monday morning. Tie askew, hair still dripping from the shower, James wolfs down his cereal hoping to miss the worst of the rush hour traffic. He hears a familiar...

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What Powers do Sheriff Officers (Bailiffs) have in Scotland?

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Things were looking up for Alice. She’d just accepted a new job with a considerable pay rise. As a single mum with a young boy, she had always lived...

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