How long does a Trust Deed last in Scotland?

By: Scottish Debt Expert0 comments

In hindsight, Richard will be the first to tell you that his constant overspending and poor money management has been the crux of his financial downfall. After buying a...

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Trust Deed Discharge Process

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Lizzie is beginning to see the light at the end of the tunnel – her protected trust deed agreement is nearing its end.  After years of monthly payments, Lizzie...

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Can debt collectors come to your house in Scotland?

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The stress has really been mounting up recently. Payday is just around the corner but as soon as the payment hits your bank account, almost all of it will...

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How can I apply for bankruptcy in Scotland?

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Colin’s debts are snowballing at an uncontrollable speed. He’s got no hope of repaying any of his unsecured debts, and things are only going to get worse.  After much...

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Declaring Bankruptcy in Scotland

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This time last year, Steve had everything planned out. He had just been offered a great new job with a notable pay-rise and an abundance of perks. Happily married...

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Can I write off my debt in Scotland?

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Jack has been struggling to pay off his debt for what feels like an eternity. Every time he thinks he’s close to getting back on his feet, he’s met...

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Wage Arrestment in Scotland

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So you’ve got bills piling up left, right and centre: Credit cards, store cards, council tax arrears… you name it. Now you’ve been issued with a Charge for Payment....

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What is Statute Barred Debt in Scotland?

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Monday morning. Tie askew, hair still dripping from the shower, James wolfs down his cereal hoping to miss the worst of the rush hour traffic. He hears a familiar...

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What Powers do Sheriff Officers (Bailiffs) have in Scotland?

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Things were looking up for Alice. She’d just accepted a new job with a considerable pay rise. As a single mum with a young boy, she had always lived...

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What is a Charge for Payment in Scotland?

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Susan has been struggling to keep up with her finances and her bank account is taking a hit. She has been off work following a tough divorce that saw her fork...

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