Council Tax Wage Arrestment (Earning’s Arrestment)

By: Scottish Debt Expert0 comments

In Scotland, if you’ve fallen behind on your council tax, one of the ways that your local council may attempt to recoup this debt is through ‘wage arrestment’, or...

Read More

What is a Default Notice?

By: Scottish Debt Expert0 comments

If you fail to keep up repayments towards a debt or you pay less than you are required, you may receive a default notice, also known as a default...

Read More

What is a continuous payment authority and how do I cancel it?

By: digitalimpact0 comments

A Continuous Payment Authority is a posh way of describing a 'recurring payment'. Popular continuous payment authorities include a gym membership.

Read More

What is a schedule of inhibition in Scotland?

By: Scottish Debt Expert0 comments

Jason has been battling his debts courageously, but it’s finally starting to catch up with him. After months and months of unpaid debts, Jason’s creditor has served him with...

Read More

How long does a Trust Deed last in Scotland?

By: Scottish Debt Expert0 comments

In hindsight, Richard will be the first to tell you that his constant overspending and poor money management has been the crux of his financial downfall. After buying a...

Read More

Trust Deed Discharge Process

By: Scottish Debt Expert0 comments

Lizzie is beginning to see the light at the end of the tunnel – her protected trust deed agreement is nearing its end.  After years of monthly payments, Lizzie...

Read More

Declaring Bankruptcy in Scotland

By: Scottish Debt Expert0 comments

This time last year, Steve had everything planned out. He had just been offered a great new job with a notable pay-rise and an abundance of perks. Happily married...

Read More

Can I write off my debt in Scotland?

By: Scottish Debt Expert0 comments

Jack has been struggling to pay off his debt for what feels like an eternity. Every time he thinks he’s close to getting back on his feet, he’s met...

Read More

Wage Arrestment in Scotland

By: Scottish Debt Expert0 comments

So you’ve got bills piling up left, right and centre: Credit cards, store cards, council tax arrears… you name it. Now you’ve been issued with a Charge for Payment....

Read More

What Powers do Sheriff Officers (Bailiffs) have in Scotland?

By: Scottish Debt Expert0 comments

Things were looking up for Alice. She’d just accepted a new job with a considerable pay rise. As a single mum with a young boy, she had always lived...

Read More