Council Tax Wage Arrestment (Earning’s Arrestment)

By: Scottish Debt Expert0 comments

In Scotland, if you’ve fallen behind on your council tax, one of the ways that your local council may attempt to recoup this debt is through ‘wage arrestment’, or...

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What is a Default Notice?

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If you fail to keep up repayments towards a debt or you pay less than you are required, you may receive a default notice, also known as a default...

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What Is The Minimal Asset Process?

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Bankruptcy, or sequestration, as it is known in Scotland, can be a costly ordeal – and not just for your creditors. There’s a £200 upfront fee, followed by 4...

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What is a Debt Management Plan in Scotland?

By: Scottish Debt Expert0 comments

If you’ve got a serious debt problem and you feel like you’re struggling to keep your head above water, a Debt Management Plan (DMP) can help you get things...

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How to Make a Full and Final Settlement Offer

By: Scottish Debt Expert0 comments

If you’ve been in a difficult financial situation for some time now, with debts piling higher and no way out in the foreseeable future, you might want to consider...

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What is a continuous payment authority and how do I cancel it?

By: digitalimpact0 comments

A Continuous Payment Authority is a posh way of describing a 'recurring payment'. Popular continuous payment authorities include a gym membership.

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What is a schedule of inhibition in Scotland?

By: Scottish Debt Expert0 comments

Jason has been battling his debts courageously, but it’s finally starting to catch up with him. After months and months of unpaid debts, Jason’s creditor has served him with...

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How long does a Trust Deed last in Scotland?

By: Scottish Debt Expert0 comments

In hindsight, Richard will be the first to tell you that his constant overspending and poor money management has been the crux of his financial downfall. After buying a...

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Trust Deed Discharge Process

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Lizzie is beginning to see the light at the end of the tunnel – her protected trust deed agreement is nearing its end.  After years of monthly payments, Lizzie...

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Declaring Bankruptcy in Scotland

By: Scottish Debt Expert0 comments

This time last year, Steve had everything planned out. He had just been offered a great new job with a notable pay-rise and an abundance of perks. Happily married...

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